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Frequently asked questions
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Refer & Earn, Canada
Welcome to the Refer 5, Earn $150 CAD information page.
Here you'll find the Frequently Asked Questions and the official Terms & Conditions to help you understand how the promotion works
Frequently Asked Questions (FAQs)
Q1: What is the "Refer 5. Earn $150 CAD." campaign?
It is a limited-time Canada - Cameroon 🇨🇲 or Ivory Coast 🇨🇮 referral campaign for Pesa customers running from August 25, 2026, to September 25, 2026. Refer 5 friends to Pesa and you can earn $150 CAD in two payments.
Q2: How do I qualify?
You must share your unique Pesa referral code with 5 people. Each person must sign up using your code and complete identity verification.
Q3: Is this a prize draw or a lottery?
No. Every eligible user who meets the milestone criteria is guaranteed their reward.
Q4: Who can participate in this campaign?
Anyone in the Canada only
Q5: How do I earn the first $50 CAD?
Once all 5 referred friends have signed up using your referral code and completed identity verification, you'll receive $50 CAD in your Pesa wallet.
Q6: How do I earn the additional $100 CAD?
Your 5 referred friends must each make a qualifying transfer of $100 CAD or more to Cameroon 🇨🇲 or Ivory Coast 🇨🇮 within 90 days of signing up. Once the requirements are met, you'll receive the additional $150 CAD.
Q7: Does each friend need to send $100 CAD or more?
Yes. Each of the 5 referred friends must make a qualifying transfer of $100 CAD or more to Cameroon 🇨🇲 or Ivory Coast 🇨🇮 within 90 days of signing up.
Q8: Do I get the additional $100 CAD at once?
No. When each person makes a successful qualifying transfer, you’ll get $20 CAD per friend. A total of $100 CAD for all 5 friends.
Q9: What counts as a qualifying transfer?
A qualifying transfer is an international transfer of $100 CAD or more to Cameroon 🇨🇲 or Ivory Coast 🇨🇮 made through Pesa.
Q10: Does sending to countries other than Cameroon 🇨🇲 or Ivory Coast 🇨🇮 count?
No. This campaign strictly isolates and applies to the Canada - to- Cameroon 🇨🇲 or Ivory Coast 🇨🇮.
Q11: What if only 3 of my friends complete identity verification for Stage 1?
Stage 1 requires all 5 referred friends to complete verification to trigger the initial $50 CAD reward. However, for Stage 2, you earn $20 CAD per friend as each completes their qualifying $100 CAD transfer.
Q12: What if my friend signs up but doesn't verify their identity?
They must complete identity verification for their referral to count towards the offer.
Q13: What if my friend signs up but doesn't send money?
Their sign-up may qualify towards the first $50 CAD, but they must also make the qualifying $100 CAD transfer to Cameroon 🇨🇲 or Ivory Coast 🇨🇮 within 90 days for the additional $100 CAD to be earned.
Q14: Is there a limit to the number of people I can refer?
The $150 CAD offer is limited to the first 5 qualifying referrals.
Q15: When will I receive the first $50 CAD?
The first $50 CAD will be credited to your Pesa wallet within 7 days after the campaign ends, provided you have met the applicable requirements.
Q16: When will I receive the additional $100 CAD?
The additional $100 CAD will be credited after the qualifying transfer requirements have been met and verified by Pesa.
Q17: What if my friend signs up without using my referral code?
The referral may not be attributed to you, and the friend may not count towards your referral total.
Q18: What happens if my friend cancels or gets a refund on their transfer?
Cancelled, reversed or refunded transfers do not count as qualifying transfers.
Q19: Can existing Pesa users be referred?
No. The referral must result in a new Pesa customer who signs up using your unique referral code.
Q20: Can I receive the reward as cash?
No. The reward will be credited to your Pesa wallet.
Contact Information
For inquiries, please contact Pesa support at support@pesa.co or message us directly through the app.
Campaign Terms & Conditions
1. Campaign Period
This promotion ("Campaign") runs from 00:01 GMT on August 25, 2026, through 23:59 GMT on September 25, 2026 ("Campaign Window"). Referred friends have up to 90 days from sign-up to complete their qualifying transfers for Stage 2 rewards. Pesa reserves the right to modify, pause, or terminate the Campaign at its sole discretion.
2. Eligibility
- Customers in Canada only
3. How to qualify
To earn the full $150 CAD reward:
- The customer must successfully refer 5 eligible new customers using their unique Pesa referral code.
- Each referred customer must:
- Sign up using the referral code;
- Complete Pesa's identity verification process; and
- Make a qualifying international transfer of $100 CAD or more to Cameroon 🇨🇲 or Ivory Coast 🇨🇮 within 90 days of signing up.
4. Rewards
- The first $50 CAD will be awarded once the 5 referred customers have successfully signed up and completed identity verification.
- The additional $100 CAD will be awarded once the applicable qualifying transfer requirements have been completed and verified.
- The maximum total reward available under this campaign is $150 CAD per eligible referrer.
- Rewards will be credited to the eligible customer's Pesa wallet.
5. Qualifying transfers
- A qualifying transfer must be an international transfer of $100 CAD or more to Cameroon 🇨🇲 or Ivory Coast 🇨🇮 made through Pesa.
- Cancelled, reversed, failed or refunded transfers do not qualify.
- Transfers between Pesa users or other transactions that do not meet the qualifying criteria do not count.
6. Referral attribution
- Referred customers must use the referrer's unique referral code when signing up.
- Pesa cannot guarantee attribution where a referral code is not used correctly at registration.
7. Reward payment
- The first $50 CAD will be credited within 7 days after the campaign ends, subject to verification of eligibility.
- The additional $100 CAD will be credited after the qualifying transfer requirement has been completed and verified.
- Pesa reserves the right to delay or withhold rewards where additional verification is required.
- The additional $100 CAD will be credited $20 CAD for each friend
- When each referred customer makes the qualifying transfer, they will also receive $20 CAD.
8. Fraud and abuse
Pesa reserves the right to disqualify referrals or withhold rewards where it reasonably believes there has been:
- fraudulent activity;
- self-referral;
- creation of duplicate or fictitious accounts;
- misuse of referral codes;
- transactions created primarily to obtain the reward; or
- any other attempt to manipulate or abuse the campaign.
9. Changes and cancellation
Pesa reserves the right to amend, suspend or withdraw the campaign where reasonably necessary, including in circumstances involving fraud, abuse, technical issues or regulatory requirements.
10. General
Participation in the campaign constitutes acceptance of these Terms & Conditions.
Contact Information
For inquiries regarding the Refer 5, Earn $150 CAD campaign, contact support@pesa.co or reach out via in-app support
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