4.7 TrustPilot

Spend your money
Your way.

Shop online, pay in-store, travel abroad and more with Pesa. Choose a virtual or physical card and spend with ease wherever Mastercard is accepted.

Get your Pesa card

Virtual card for

Everything online

Shop online, pay for subscriptions, book trips and more. Get your virtual card instantly and add it to Apple Pay or Google Pay for contactless payments.

Explore virtual card

Physical card for

Every occasion

Pay in-store, shop online, withdraw cash at ATMs and travel with your Pesa Card wherever Mastercard is accepted.

Explore physical card

Future-fit

Security

Modern systems to keep your money
safe, always.

Bank-Grade Protection

Your data is protected with industry-standard security protocols

Secure verification and monitoring

Multi-factor authentication keeps
your account protected

Trusted financial & payment partners

We work with licensed banks and payment providers globally

Loved by people

Just like you

Thousands trust Pesa to move money across borders every day.

4.8

App Store & Google Play rating

“Pesa makes sending money home effortless. I don’t even think about exchange rates anymore.”

Ayo

Melborne

“Pesa makes sending money home effortless. I don’t even think about exchange rates anymore.”

Ayo

Melborne

“Pesa makes sending money home effortless. I don’t even think about exchange rates anymore.”

Ayo

Melborne

“Pesa makes sending money home effortless. I don’t even think about exchange rates anymore.”

Ayo

Melborne

“Pesa makes sending money home effortless. I don’t even think about exchange rates anymore.”

Ayo

Melborne

Got questions?

We've got answers.

Find answers to common questions about accounts, compliance, fees, and transfers.

How does Pesa work?

UK residents with a valid National Insurance Number (NI), after completing onboarding.

Is Pesa safe to use?

Yes. Personal Stash does earn you 3% interest per annum.

What countries can I send money to with Pesa?

Personal Stash earns a 3% monthly return, credited according to product terms.

Are there any fees to use Pesa?

Yes, your money is well protected. Our easy access savings accounts are provided by Griffin Bank Ltd ("Griffin"). Griffin is a company registered in England and Wales (No. 10842931). Griffin is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Gryphon's firm reference number is 970920. Interest rates are variable and track the Bank of England base rate. Your eligible deposits with Griffin are protected up to £120,000 by the Financial Services Compensation Scheme (FSCS).

How long do transfers take?

Yes, you can. However, your withdrawn funds aren't accessible for 24 hours.

Get the app for

All things money

Send, spend, save and do more with Pesa
— simply and freely.

Download the app

Download the app

Pesapeer Inc, is registered and regularised in Canada by the Financial Transactions and Report Analysis Centre of Canada as a Money Service Business. Rn: M20300281.

Pesapeer Inc is also registered in the United States as a Money Service Business with the United States Financial Crimes Enforcement Network (FinCEN). Rn: 31000292445651.

Pesapeer Payments Limited. Authorised and regulated by the Financial Conduct Authority (FCA) as Electronic Money Institution under Firm Reference Number (FRN) 931425. Registered address: Milton Hall Ely Road, Milton, Cambridge, England, CB24 6WZC UNITED KINGDOM.

Pesapeer Pty Ltd is also registered and regularised in Australia by the Australian Transaction Reports and Analysis Centre as an Independent Remittance Dealer Rn: IND100859468-001