One card for life
At home and abroad.

Spend, shop and travel with your Pesa Card wherever Mastercard is accepted. Get competitive exchange rates, zero transaction fees and a card that just works.
Get your Physical Card

Spend

Beyond borders.

From your everyday spending at home to your next trip abroad, use your Pesa Card wherever Mastercard is accepted. Spend with ease and let Pesa handle the currency conversion.
Get your Physical Card

One card.

No borders.

Order your Pesa Card in Minutes

Download the Pesa app and create a free account

Request for a
physical card

Confirm delivery address and
one-time delivery fee

Your card will be delivered to your doorstep

Pay your way,

Wherever you are.

Use your Pesa Card to pay in-store, withdraw cash at ATMs, or tap to pay wherever contactless payments are accepted.
Get your Physical Card
In-store, at ATMs and everywhere
contactless is accepted.

Controls for your

Peace of mind.

Your Pesa Virtual Card uses the money available in your Pesa account and converts it to GBP for spending.
See our rates

Freeze or unfreeze
your card

Lost your card or just want a break? Freeze it instantly in the Pesa app and unfreeze it when you're ready.

Get notified for every transaction

Stay up to date with real-time notifications every time your card is used.

Keep track of every purchase

See your card transactions in the Pesa app, so you always know where your money is going.

Loved by people

Just like you

Thousands trust Pesa to move money across borders every day.

4.8

App Store & Google Play rating

“Pesa makes sending money home effortless. I don’t even think about exchange rates anymore.”

Ayo

Melborne

“Pesa makes sending money home effortless. I don’t even think about exchange rates anymore.”

Ayo

Melborne

“Pesa makes sending money home effortless. I don’t even think about exchange rates anymore.”

Ayo

Melborne

“Pesa makes sending money home effortless. I don’t even think about exchange rates anymore.”

Ayo

Melborne

“Pesa makes sending money home effortless. I don’t even think about exchange rates anymore.”

Ayo

Melborne

Got questions?

We've got answers.

Find answers to common questions about accounts, compliance, fees, and transfers.
How does Pesa work?
UK residents with a valid National Insurance Number (NI), after completing onboarding.
Is Pesa safe to use?
Yes. Personal Stash does earn you 3% interest per annum.
What countries can I send money to with Pesa?
Personal Stash earns a 3% monthly return, credited according to product terms.
Are there any fees to use Pesa?
Yes, your money is well protected. Our easy access savings accounts are provided by Griffin Bank Ltd ("Griffin"). Griffin is a company registered in England and Wales (No. 10842931). Griffin is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Gryphon's firm reference number is 970920. Interest rates are variable and track the Bank of England base rate. Your eligible deposits with Griffin are protected up to £120,000 by the Financial Services Compensation Scheme (FSCS).
How long do transfers take?
Yes, you can. However, your withdrawn funds aren't accessible for 24 hours.

Get the app for

All things money

Send, spend, save and do more with Pesa
— simply and freely.
Download the app
Download the app

Join thousands of users sending money

Scan the QR code below with your phone and you’ll get a link to get started