Save money your way
Effortlessly.

Stop letting your hard-earned cash sit in your wallet doing nothing. Grow your personal funds with a daily interest account, lock away money for a big goal, or pool cash with friends for group trips or a traditional rotational cycle.
Start saving now

Personal Stash

Move your extra cash into an easy-access account where it earns daily interest that tracks the Bank of England base rate. Add money or take it out whenever you want with zero stress.
Powered by                    . Protected by the FSCS up to £120,000.
Explore personal stash

Personal Stash

Move your extra cash into an easy-access account where it earns daily interest that tracks the Bank of England base rate. Add money or take it out whenever you want with zero stress.
Powered by                    . Protected by the FSCS up to £120,000.

Personal Stash

Move your extra cash into an easy-access account where it earns daily interest that tracks the Bank of England base rate. Add money or take it out whenever you want with zero stress.
Powered by                    . Protected by the FSCS up to £120,000.

Personal Stash

Move your extra cash into an easy-access account where it earns daily interest that tracks the Bank of England base rate. Add money or take it out whenever you want with zero stress.
Powered by                    . Protected by the FSCS up to £120,000.

Ready to hit

Your financial goals?

Ditch the mental math and messy group chats. Pick the savings plan
that matches your lifestyle and let Pesa do the heavy lifting.

Why save

With Pesa

Whether you're saving alone or with others, choose a plan that matches
your goals and start building your future with confidence.
Set It and Forget It
Automate your savings daily, weekly, or monthly so you build a healthy money habit in the background without thinking about it.
Out of Sight, Out of Mind
We separate your savings from your everyday spending wallet so your money is safe from accidental spending and impulse buys.
Zero Hidden Fees
Your money stays completely yours. There are absolutely no surprise monthly maintenance charges, management costs, or deductions.

Start saving in

4 Quick steps

Whether you're saving alone or with others, choose a plan that matches
your goals and start building your future with confidence.

Create your account

Sign up in minutes, from anywhere.

Get verified

Complete your KYC verification

Congratulations 🚀

You’re ready to go!

You can now send, save, receive, spend, and manage your money. Go explore!

Add money

Fund your Pesa account in your local currency.

Send money

Move money to friends and family across
borders, at great exchange rates, in minutes.

Lear more

Frequently Asked Questions

Find answers to common questions about accounts, compliance, fees, and transfers.
How does Pesa work?
UK residents with a valid National Insurance Number (NI), after completing onboarding.
Is Pesa safe to use?
Yes. Personal Stash does earn you 3% interest per annum.
What countries can I send money to with Pesa?
Personal Stash earns a 3% monthly return, credited according to product terms.
Are there any fees to use Pesa?
Yes, your money is well protected. Our easy access savings accounts are provided by Griffin Bank Ltd ("Griffin"). Griffin is a company registered in England and Wales (No. 10842931). Griffin is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Gryphon's firm reference number is 970920. Interest rates are variable and track the Bank of England base rate. Your eligible deposits with Griffin are protected up to £120,000 by the Financial Services Compensation Scheme (FSCS).
How long do transfers take?
Yes, you can. However, your withdrawn funds aren't accessible for 24 hours.

Get the app for

All things money

Send, spend, save and do more with Pesa
— simply and freely.
Download the app
Download the app

Join thousands of users sending money

Scan the QR code below with your phone and you’ll get a link to get started