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Send money

Globally.

Fast international money transfers at the real
exchange rate — zero markups, zero hidden fees.

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Live exchange rates. No hidden fees. No surprises.

Simple steps,

Wherever you are

Send. Receive. Convert. Own a multi-currency account, all in one app, for free.

Create your account

Sign up in minutes, from anywhere.

Get verified

Complete your KYC verification

Congratulations 🚀

You’re ready to go!

You can now send, save, receive, spend, and manage your money. Go explore!

Add money

Fund your Pesa account in your local currency.

Australia

UK

Nigeria

Kenya

Ghana

China

America

Canada

Australia

UK

Nigeria

Kenya

Ghana

China

America

Canada

Send money

Move money to friends and family across
borders, at great exchange rates, in minutes.

One home for

All your money

Beyond transfers - manage your whole financial life across borders in one place.

Send

Move money between countries in minutes at best rates, no stress nor, no hidden fees.

Spend

Use your Pesa Mastercard at home or abroad. Virtual or physical, pay your subscriptions, shop in-store, or tap on the go.

Save

Save toward your goals: rent, vacation, anything - or save together with friends and family.

Connect

Stay connected to the people and places that matter, wherever life takes you.

Pesa Business

Business accounts

With Pesa

Multi-currency account, real-time FX, and tailored solutions for every business. From global collections to bulk payouts and payment approvals.

Open a business account

Future-fit

Security

Modern systems to keep your money
safe, always.

Send money

Internationally with Pesa

Look no further! Our international money transfer service offers swift, secure, and seamless transactions. With competitive rates and reliable service, we ensure your funds reach their destination promptly. Say goodbye to worries and hello to hassle-free transfers!

Loved by people

Just like you

Thousands trust Pesa to move money across borders every day.

4.8

App Store & Google Play rating

“Pesa makes sending money home effortless. I don’t even think about exchange rates anymore.”

Ayo

Melborne

“Pesa makes sending money home effortless. I don’t even think about exchange rates anymore.”

Ayo

Melborne

“Pesa makes sending money home effortless. I don’t even think about exchange rates anymore.”

Ayo

Melborne

“Pesa makes sending money home effortless. I don’t even think about exchange rates anymore.”

Ayo

Melborne

“Pesa makes sending money home effortless. I don’t even think about exchange rates anymore.”

Ayo

Melborne

Got questions?

We've got answers.

Find answers to common questions about accounts, compliance, fees, and transfers.

How does Pesa work?

UK residents with a valid National Insurance Number (NI), after completing onboarding.

Is Pesa safe to use?

Yes. Personal Stash does earn you 3% interest per annum.

What countries can I send money to with Pesa?

Personal Stash earns a 3% monthly return, credited according to product terms.

Are there any fees to use Pesa?

Yes, your money is well protected. Our easy access savings accounts are provided by Griffin Bank Ltd ("Griffin"). Griffin is a company registered in England and Wales (No. 10842931). Griffin is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Gryphon's firm reference number is 970920. Interest rates are variable and track the Bank of England base rate. Your eligible deposits with Griffin are protected up to £120,000 by the Financial Services Compensation Scheme (FSCS).

How long do transfers take?

Yes, you can. However, your withdrawn funds aren't accessible for 24 hours.

Get the app for

All things money

Send, spend, save and do more with Pesa
— simply and freely.

Download the app

Download the app

Pesapeer Inc, is registered and regularised in Canada by the Financial Transactions and Report Analysis Centre of Canada as a Money Service Business. Rn: M20300281.

Pesapeer Inc is also registered in the United States as a Money Service Business with the United States Financial Crimes Enforcement Network (FinCEN). Rn: 31000292445651.

Pesapeer Payments Limited. Authorised and regulated by the Financial Conduct Authority (FCA) as Electronic Money Institution under Firm Reference Number (FRN) 931425. Registered address: Milton Hall Ely Road, Milton, Cambridge, England, CB24 6WZC UNITED KINGDOM.

Pesapeer Pty Ltd is also registered and regularised in Australia by the Australian Transaction Reports and Analysis Centre as an Independent Remittance Dealer Rn: IND100859468-001