4.7 TrustPilot

Your card for
Everything online.

Shop online, pay for subscriptions, book trips and more with your Pesa Virtual Card.

Get your Virtual Card

Made for

Everyday spending

From your next online order to your monthly subscriptions, your Pesa Virtual Card gives you a simple way to pay wherever Mastercard is accepted.

Explore virtual card

Send

Move money between countries in minutes at best rates, no stress nor, no hidden fees.

Spend

Use your Pesa Mastercard at home or abroad. Virtual or physical, pay your subscriptions, shop in-store, or tap on the go.

Save

Save toward your goals: rent, vacation, anything - or save together with friends and family.

Connect

Stay connected to the people and places that matter, wherever life takes you.

Your money,

Ready to spend.

Your Virtual Card connects to your Pesa account, so you spend from the money you already have in Pesa.

Fund your Pesa account

Competitive rates

For spending abroad

Your Pesa Virtual Card uses the money available in your Pesa account and converts it to GBP for spending.

Instant
access

Get your card details digitally and start using your card.

Easy to
manage

View and manage your card from your Pesa app.

Built for online
payments

Use your card for shopping, subscriptions, bookings and more.

Take your card

Wherever you go.

Add your Pesa Virtual Card to Apple Pay or Google Pay and use
it to pay in-store, online and on the go.

Get your Virtual Card

Loved by people

Just like you

Thousands trust Pesa to move money across borders every day.

4.8

App Store & Google Play rating

“Pesa makes sending money home effortless. I don’t even think about exchange rates anymore.”

Ayo

Melborne

“Pesa makes sending money home effortless. I don’t even think about exchange rates anymore.”

Ayo

Melborne

“Pesa makes sending money home effortless. I don’t even think about exchange rates anymore.”

Ayo

Melborne

“Pesa makes sending money home effortless. I don’t even think about exchange rates anymore.”

Ayo

Melborne

“Pesa makes sending money home effortless. I don’t even think about exchange rates anymore.”

Ayo

Melborne

Got questions?

We've got answers.

Find answers to common questions about accounts, compliance, fees, and transfers.

How does Pesa work?

UK residents with a valid National Insurance Number (NI), after completing onboarding.

Is Pesa safe to use?

Yes. Personal Stash does earn you 3% interest per annum.

What countries can I send money to with Pesa?

Personal Stash earns a 3% monthly return, credited according to product terms.

Are there any fees to use Pesa?

Yes, your money is well protected. Our easy access savings accounts are provided by Griffin Bank Ltd ("Griffin"). Griffin is a company registered in England and Wales (No. 10842931). Griffin is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Gryphon's firm reference number is 970920. Interest rates are variable and track the Bank of England base rate. Your eligible deposits with Griffin are protected up to £120,000 by the Financial Services Compensation Scheme (FSCS).

How long do transfers take?

Yes, you can. However, your withdrawn funds aren't accessible for 24 hours.

Get the app for

All things money

Send, spend, save and do more with Pesa
— simply and freely.

Download the app

Download the app

Pesapeer Inc, is registered and regularised in Canada by the Financial Transactions and Report Analysis Centre of Canada as a Money Service Business. Rn: M20300281.

Pesapeer Inc is also registered in the United States as a Money Service Business with the United States Financial Crimes Enforcement Network (FinCEN). Rn: 31000292445651.

Pesapeer Payments Limited. Authorised and regulated by the Financial Conduct Authority (FCA) as Electronic Money Institution under Firm Reference Number (FRN) 931425. Registered address: Milton Hall Ely Road, Milton, Cambridge, England, CB24 6WZC UNITED KINGDOM.

Pesapeer Pty Ltd is also registered and regularised in Australia by the Australian Transaction Reports and Analysis Centre as an Independent Remittance Dealer Rn: IND100859468-001